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As university O-week begins this week, students will have to start navigating independent student life.
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It can be challenging negotiating what feels like a never-ending cycle of work, study, socialising, exams, and one hell of an end of year party. One easy way to help reduce some of the stress is to provide an easy way to pay, request, split and transfer money amongst your uni crews.
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Beem It is a money app that makes it easier to split, request for pay between friends - and other people you may come across. You can pay them back instantly using the app, when they buy you a coffee or request what you&apos;re owed when you shout the study snacks.&#xA0;&#xA0;
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The Beem It app can do more than just pay, It can also help you stay on top of group activities. You can split bills when you go out for lunch with your study group, or create a group to track expenses with your flatmates. When you add multiple expenses, Beem It does all the calculations for you, so you can concentrate all your brainpower on writing those essays and joining new groups.&#xA0;
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What is Beem It?
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Beem It allows you to pay, request, split and transfer money instantly with anyone in your network, simply using your phone. Owned by CommBank, Westpac &amp; NAB, the app is free to download and use and we won&apos;t charge you any nasty fees. Find out more about Beem It <a href="https://beemit.com.au/">here</a>.</body></html>

University survival rule number 1

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Money affects relationships more than we would prefer to admit. So it&#x2019;s important that you work out a good system with your partner when it comes to sorting out your money, and sharing the expenses. Here are some pointers from my experience that may help.
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<ol>
<li style="font-weight: 400;">Communication is key. Ensure you have an open and honest conversation when you talk about money. Secrets will make things difficult.</li>
<li style="font-weight: 400;">Have your own accounts. It&apos;s important to have some independence, including financial independence. Like having some social time to yourself, it&#x2019;s also important to have some sort of financial freedom&#x2019;.</li>
<li style="font-weight: 400;">Keep a running total of your expenses. A great way to do this is to use Beem It&#x2019;s group expenses feature to keep track of all your costs. This way you can see who has spent more. It&#x2019;ll also&#xA0; help guide conversations when it comes to splitting those expenses fairly.&#xA0;</li>
<li style="font-weight: 400;">Finally, communication doesn&#x2019;t have to be awkward. It&apos;s never easy having those conversations, no matter how close you are. If you do need to split bills, make it easier by using Beem It. It takes a lot of the awkwardness out of those moments.There&#x2019;s a reason why these types of apps are starting to take off in Nordic countries, or in China. This will mean less arguments and more positive time together.&#xA0;</li>
</ol>
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What is Beem It?
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Beem It allows you to pay, request, split and transfer money instantly with anyone in your network, simply using your phone. Owned by CommBank, Westpac &amp; NAB, the app is free to download and use and we won&apos;t charge you any nasty fees. Find out more about Beem It <a href="https://beemit.com.au/">here</a>.</body></html>

How to split expenses with your significant other

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Dating has been changing over the past couple of years. All the new dating apps (Tinder, Bumble, Okcupid, Happn, etc) have improved the way we interact with each other, meet and fall in love. But there are also apps out there that can help with those moments when you are already together in a relationship, and I thought I would let you know how you can make your date on Valentine&apos;s Day a little easier.
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Imagine that you are single. You have met someone on Bumble and organised your first get together for this Valentines Day. You have both agreed on a nice restaurant in a trendy part of town. You order a drink and a light meal (maybe you&#x2019;re a little nervous). The other person is feeling great and decides to order a few cocktails, a main and a dessert. Who pays for what?
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SITUATION 1- Don&#x2019;t split the bill - pay for it all.&#xA0;
You pay for it all, because you didn&#x2019;t want to be awkward about it. You wanted to avoid the awkward money conversation, even though you weren&#x2019;t sure if you were going to see the other person again. You leave the date hoping for a second date, or at least the offer that you will get paid back.&#xA0;
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SITUATION 2 - Awkward conversation
The waiter drops the bill off, you both look at it. There is a long pause and an uncomfortable conversation ensues about who should pay for what. After a bit of back and forth you decide to split the bill on the spot. This means a long wait while you both pay the waiter using your credit/debit cards. The waiter gives an annoyed look at you both and you know the waiter wanted just one of you to pay for the romantic meal.&#xA0;
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SITUATION 3- Split the money with Beem It.&#xA0;
Using an app is how you met your date, so it makes sense to use an app for this moment too. Use Beem It so you can enjoy the evening instead. Instantly split the bill or request how much you are owed later on.&#xA0;
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Overall it makes sense to use apps for a number of interactions beyond just meeting each other in the dating world. Split the bill using Beem It, reduce the awkward conversations and enjoy the moment. If it works out you may be &#x2018;Beeming&#x2019; more, with your valentine date.&#xA0;
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What is Beem It?
Beem It allows you to pay, request, split and transfer money instantly with anyone in your network, simply using your phone. Owned by CommBank, Westpac &amp; NAB, the app is free to download and use and we won&apos;t charge you any nasty fees. Find out more about Beem It <a href="https://beemit.com.au/">here</a>.
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Split the bill this valentines

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The year of the Metal Rat is upon us and what better way to celebrate new beginnings, than with a new way of giving the red envelope? The Beem It app has added a Lunar new year animation to the suite of gift cards. Say x&#x12B;n ni&#xE1;n ku&#xE0;i l&#xE8; with a gift payment.
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Beem It has also collaborated with <a href="https://www.instagram.com/hellomissmay/?hl=en">Miss May </a>to create another new animation. Check it out when you make a payment as a gift!&#xA0;
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We asked Miss May a few questions about creating the design, and how she finds Beem It benefits her with gifting.
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<ul>
<li style="font-weight: 400;">Miss May&#x2019;s inspiration for the design:</li>
</ul>
&#xA0;&#x201C;Cute and quirky. I wanted to bring my childhood&#x201D;
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<ul>
<li style="font-weight: 400;">
How Miss May finds Beem It benefits her with gifting during the Lunar new year. -&#xA0;
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</ul>
&#x201C;...handy when my brother, nephews and nieces are all living in different cities in Australia. Being a married aunty now, I could just use Beem It, and send the little red packet right away.&#x201D;
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Sending a gift has never been so easy:
<ol>
<li style="font-weight: 400;">Head to the pay feature and select send as a gift</li>
<li style="font-weight: 400;">Choose the lucky recipient and fill in the details&#xA0;</li>
<li style="font-weight: 400;">Write your personal message and choose your animation</li>
<li style="font-weight: 400;">Voila!</li>
</ol>
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What is Beem It?
Beem It allows you to pay, request, split and transfer money instantly with anyone in your network, simply using your phone. Owned by CommBank, Westpac &amp; NAB, the app is free to download and use and we won&apos;t charge you any nasty fees. Find out more about Beem It <a href="https://beemit.com.au/">here</a>.</body></html>

Gift with Beem It this Lunar new year

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Up until recently I have not been a loyalty card user. I&#x2019;ve found the experience of carrying around loyalty cards to be too clunky, slow and inconvenient -&#xA0; finding the card in your wallet/ purse, scanning it every time you can and redeeming the points for the &#x2018;freebies&#x2019;?&#xA0;
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So what has made me change? Beem It now has the functionality to store all my loyalty cards in one place.&#xA0;
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It&#x2019;s taken the slow, clunky and inconvenient out of my experience of using my loyalty cards. No more rummaging around my wallet creating awkward moments like holding up a queue. It&#x2019;s as easy as opening the app, going to the loyalty card section and picking my loyalty card to scan. It&#x2019;s amazing how such a small thing like making it easy to store cards, can change someone&#x2019;s entire behaviour and outlook on Loyalty card apps.&#xA0;
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&#xA0;What is Beem It?
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Beem It allows you to pay, request, split and transfer money instantly with anyone in your network, simply using your phone. Owned by CommBank, Westpac &amp; NAB, the app is free to download and use and we won&apos;t charge you any nasty fees. Find out more about Beem It <a href="https://beemit.com.au/">here</a>.
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I will start using loyalty cards because of Beem It. 

<html><head></head><body>2019 was an interesting year for Beem It users. Beem It hit 1 million app downloads, and introduced new features that made it easier to pay, request, split and transfer. Consumers used Beem It in some curious ways. We thought we would share some of the intriguing facts of how &#x2018;Beemers&#x2019; spend money on the Beem It app.
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<img src="https://beemit.zendesk.com/hc/article_attachments/360056400334/V2-EDM_Desktop_unwrapping_2019_image.png" alt="V2-EDM_Desktop_unwrapping_2019_image.png">
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<ul>
<li style="font-weight: 400;">They&#x2019;re a hungry bunch! The #1 transaction description was FOOD*.&#x1F372;</li>
<li style="font-weight: 400;">They paid their friends back instantly for over 45,000 pizzas, 29,000 Maccas runs and 8,000 bowls of ramen.&#x1F355;</li>
<li style="font-weight: 400;">When it comes to the thirst, there were 33,000 Drinks, 27,000 coffees, 11,000 beers, 7,000 wines. 6,000 made sure they paid back their friends for hydration using the description &#x2018;water&#x2019;.&#x1F379;</li>
<li style="font-weight: 400;">Over 80,000 transactions were for splitting an Uber, while that mate with a car got reimbursed for fuel 43,000 times.&#x1F697;</li>
<li style="font-weight: 400;">Mum&#x2019;s the word with our users mentioning &#x201C;Mum&#x201D; 3 times more than &#x201C;Dad&#x201D;. &#x1F46A;</li>
<li style="font-weight: 400;">17,000 people said &#x201C;Hi&#x201D;, and 15,000 sent kisses with an &#x201C;xx&#x201D;. &#x1F495;</li>
</ul>
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Bring on 2020!
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What is Beem It?
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Beem It allows you to pay, request, split and transfer money instantly with anyone in your network, simply using your phone. Owned by CommBank, Westpac &amp; NAB, the app is free to download and use, we won&apos;t charge you any nasty fees. Find out more about Beem It <a href="https://beemit.com.au/">here</a>.
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*Beem It internal data 23.12.2019
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 2019 was an epic year, you might find some surprises...

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How close are you with your friends? Do you have that one friend that you would trust to take care of your pet or look after your kids - your best friend. Now, how are you when it comes to money with your best friend, and what happens when you&#x2019;re paying for something together? I bet that it&#x2019;s awkward when you&#x2019;re trying to split a bill or share the cost.
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Beem It is a new app that&#x2019;s here to ease payment headaches, and more importantly, avoid those awkward money moments with your friends. At first glance, I was skeptical - &#x201C;why would I need another app, when I can just use my bank app to send money and use the calculator app to split bills?&#x201D;. Beem It&#x2019;s difference is in the ease with which you can pay or request money from friends. It&#x2019;s so simple that it really does make money conversations easier, or help to avoid them altogether.
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Let me explain, technology is making interactions better. Think Bumble, think Facebook, think email. All these technologies improve different forms of communication. They quicken, simplify and make the interaction easier, instant. All on an app on your phone.
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The other night I bought a round of drinks for my mates. Rather than texting and asking for them to pay me back, my time was saved by using Beem It to request the money I was owed. All they had to do is swipe right on my payment request (tinder-style) to pay me back. No conversations or text messages. Time saved.
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The best thing about Beem It, is that this is just one feature. My friends and I use the groups feature which calculates who owes what, when we have our big trips away. Each person&apos;s costs are tallied up, and at the end, we pay what we owe. Meaning fewer awkward conversations, and more of the good times with friends. And that&apos;s the most important thing about Beem It. Having easier payments is great, and the other features like group payments make money moments easier. But the real winner for me is how good it is with my friends. That&#x2019;s the real value. Use Beem It, and get your mates on it quickly.
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What is Beem It?
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Beem It allows you to pay, request, split and transfer money instantly with anyone in your network, simply using your phone. Owned by CommBank, Westpac &amp; NAB, the app is free to download and use and we won&apos;t charge you any nasty fees. Find out more about Beem It <a href="https://beemit.com.au/">here</a>.</body></html>

How to avoid awkward money chats with mates

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What were your new year&apos;s resolutions? If you&#x2019;re anything like me, at the top of the resolution list is spending more time with friends, going overseas, and being better with money.
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It&#x2019;s more than just saving money. It also involves ensuring that you&#x2019;re only spending your money when you should be. For me, that means not being too generous and making sure you get what you&#x2019;re owed.&#xA0;
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The Beem It app helps me get what I&#x2019;m owed while avoiding the awkward money moments with my friends. Let me explain how:
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The other day I was with a group of my friends, enjoying a dinner out on the town. We all ordered our different meals and I jumped up to pay (I wanted the points and I don&#x2019;t like the awkwardness of waiting to work out who foots the bill). Now I should also mention that I&#x2019;m a vegan. That tends to mean that I should be paying for less than my other friends who get to eat more of the shared dishes. I suggested that we all just &#x201C;Beem It&#x201D;. All I had to do later was, split the bill using the Beem It App, with my group of friends who all paid me back instantly. No questions asked. Instead of sitting there working out who owed what, we were able to move on to the karaoke. It was an easy way to make sure I got exactly what I was owed - and as a bonus, I got to spend more quality time with my friends. That&#x2019;s two new year&#x2019;s resolutions down with one app!
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You can get paid back the money that you&#x2019;re owed in 2020, by using Beem It:
<ol>
<li>Simply request a payment from a friend for the amount they owe you. Avoid those awkward text messages and conversations to transfer money. Beem It also sends automatic reminders until the payment request is resolved.&#xA0;&#xA0;</li>
<li>Use the Groups feature to tally individual costs, and work out who owes what from a running total of expenses. That way both you AND your friends will be better at tracking money.&#xA0;</li>
<li>Never be left footing the bill. Split the bill to ensure everyone pays their fair share.</li>
</ol>
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I am looking forward to a great 2020 and slightly better finances. I hope you are too.
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What is Beem It?
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Beem It allows you to pay, request, split and transfer money instantly with anyone in your network, simply using your phone. Owned by CommBank, Westpac &amp; NAB, the app is free to download and use and we won&apos;t charge you any nasty fees. Find out more about Beem It <a href="https://beemit.com.au/">here</a>.</body></html>

New Year, New You - how to help achieve your money resolutions 

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Beem It is thrilled to celebrate reaching our millionth download!&#xA0;
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What started out as a simple idea to offer a platform for instant and easy mobile payments between friends and family, has grown into something much bigger.
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We&#x2019;ve released many new features such as; enabling you to instantly transfer money across your own debit cards, track and split group expenses and most recently store your retailer loyalty cards in the app.&#xA0;
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We continue to grow our network and move closer towards our goal of making life easier for all Australians. One million downloads is a testament to our committed team and our Beem It community (aka you!) that have backed us every step of the way.
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Without our users trying the product, consistently giving us invaluable feedback and partnering with us to make the product even better, we wouldn&#x2019;t be where we are today. So, we want to take this opportunity to shout out to our users for the ongoing support. You rock!
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What is Beem It?
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Beem It allows you to pay, request, split and transfer money instantly with anyone in your network, simply using your phone. Owned by CommBank, Westpac &amp; NAB, the app is free to download and use, we won&apos;t charge you any nasty fees. Find out more about Beem It <a href="https://beemit.com.au/">here</a>.</body></html>

Beem It hits 1 million downloads! And counting...

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We&#x2019;ve launched a new feature allowing users to send a gift with Beem It, making it fun and easy for all involved. Simply select your amount, then add a personal touch with a custom card and animation.
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If the recipient is a Beem It user, your gift will pop up in their activity feed for them to unwrap and reveal your card. If they&#x2019;re not a Beem It user, you can send them a unique link which will reveal their gift and give them the option to join Beem It to receive the money directly into their account. And don&#x2019;t worry, your money will remain in your account until they do so.&#xA0;
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Sending a gift has never been so easy:
<ol>
<li style="font-weight: 400;">Head to the Pay feature and select send as a gift</li>
<li style="font-weight: 400;">Choose the lucky recipient and fill in the details&#xA0;</li>
<li style="font-weight: 400;">Write your personal message and choose your animation</li>
<li style="font-weight: 400;">Voila!</li>
</ol>
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What is Beem It?
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Beem It allows you to pay, request, split and transfer money instantly with anyone in your network, simply using your phone. Owned by CommBank, Westpac &amp; NAB, the app is free to download and use, we won&apos;t charge you any nasty fees. Find out more about Beem It <a href="https://beemit.com.au/">here</a>.</body></html>

Give the gift of cash with Beem It

<html><head></head><body><span style="caret-color: #000000; color: #000000; font-family: Arial; font-size: 13.3333px; font-style: normal; font-variant-caps: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: pre-wrap; word-spacing: 0px; -moz-text-size-adjust: auto; -webkit-text-stroke-width: 0px; text-decoration: none; display: inline !important; float: none;">
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<span class="wysiwyg-font-size-medium" style="font-size: 11pt; color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">This Christmas, we want to focus on giving back to the Australian community that supports us every day. So, we&#x2019;re offering to donate money to a charity on your behalf, because we&#x2019;re in this together. For the first gift you send with Beem It between the 16th December and 30th December, we will donate $5 (up to 4,000 gifts sent) to The Smith Family.
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<span class="wysiwyg-font-size-medium" style="font-size: 11pt; color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">The Smith Family helps Australian children from disadvantaged backgrounds to succeed at school, so all donations will go towards providing them with the tools, skills, and opportunities they need to build better futures for themselves.
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<table style="width: 707.5px;">
<tbody>
<tr>
<td style="width: 332px;"><span class="wysiwyg-font-size-medium" style="font-size: 12.5pt; color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"><img src="https://beemit.zendesk.com/hc/article_attachments/360052727754/SF812_email__1___1_.jpg" alt="SF812_email__1___1_.jpg" width="332" height="221"></td>
<td style="width: 352.5px;">
<span class="wysiwyg-font-size-medium" style="font-size: 12.5pt; color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"><img src="https://beemit.zendesk.com/hc/article_attachments/360052727774/Boy_and_girl_in_classroom_-_primary__1___1_.jpg" alt="Boy_and_girl_in_classroom_-_primary__1___1_.jpg" width="333" height="222">
</td>
</tr>
</tbody>
</table>
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<span class="wysiwyg-font-size-medium" style="font-size: 11pt; color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">If you would like to make a donation directly to The Smith Family to help more young Australians in need, you can do so <a href="https://charity-gifts.thesmithfamily.com.au/choose-your-own-gift-amount" rel="noopener">here</a>.
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<span class="wysiwyg-font-size-medium" style="font-size: 11pt; color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"><img src="https://beemit.zendesk.com/hc/article_attachments/360053648293/2019_TSF_Community_Fundraising_Logo__transparent___1_.png" alt="2019_TSF_Community_Fundraising_Logo__transparent___1_.png" width="326" height="170"></body></html>

Donate to The Smith Family simply by giving a gift

The gift that keeps on giving

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Before Beem It, getting paid back from people was somewhat of a nightmare. The desire to avoid awkward money moments at the register or dinner table with a simple &#x201C;just pay me back later&#x201D;, would haunt you forever. Asking once, twice, three times before you give up hope of ever seeing that money again. And what about those of us too anxious to even ask?&#xA0;
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We asked our users for their scariest IOUs and boy did they deliver...
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&#x201C;One night I was walking home from the University bar and saw someone who was getting bullied by a few other people. I thought it best I go and help and so handed my wallet to this guy I knew. I ended up saving the day but the bloke I gave my wallet to took $30 for his trouble telling me he&#x2019;d pay me back. This was 5 years ago I haven&#x2019;t received my $30 back as he never has cash, but whenever I&#x2019;m not nearby the guy keeps sending me photos of him waving $30 around. &#x2013; Bass, ACT
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&#x201C;This bloke I used to live with was in charge of collecting everyone&#x2019;s rent and paying the landlord as it was a private arrangement for our share house. Everything was going well until 9 months into the lease the landlord came round asking why he hadn&#x2019;t received the rent. Turns out the guy was keeping it in a shoebox under his bed. He did a runner and we never got our money. &#x2013; The General, NSW
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&#x201C;There&#x2019;s this girl I know who always avoids a shout. Always leaves just when it&#x2019;s their turn to buy drinks or slows down when everyone is nearing the end so someone else has to go get the next. We confronted her one time, she denied it and then overcompensated buying drinks all night. Next morning, she sends us a text with basically an itemised list of the night out asking for us to pay our share!! &#x2013; Patricia, VIC
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Don&#x2019;t risk it - send a request with Beem It for instant payments into your account. Forget about pesky BSB and account numbers, Beem It allows you to send and receive money with anyone in your network simply with their username. We&#x2019;ll even send automated payment reminders on your behalf, so you can save your friendships and avoid those awkward money conversations.&#xA0;
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What is Beem It?
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Beem It allows you to pay, request, split and transfer money instantly with anyone in your network, simply using your phone. Owned by CommBank, Westpac &amp; NAB, the app is free to download and use, we won&apos;t charge you any nasty fees. Find out more about Beem It <a href="https://beemit.com.au" target="_self">here</a>.
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Blog

18 FEBRUARY 2020

University survival rule number 1

12 FEBRUARY 2020

How to split expenses with your significant other

11 FEBRUARY 2020

Split the bill this valentines

11 FEBRUARY 2020

Gift with Beem It this Lunar new year

30 JANUARY 2020

I will start using loyalty cards because of Beem It.

30 JANUARY 2020

2019 was an epic year, you might find some surprises...

27 JANUARY 2020

How to avoid awkward money chats with mates

20 JANUARY 2020

New Year, New You - how to help achieve your money resolutions

9 JANUARY 2020

Beem It hits 1 million downloads! And counting...

8 JANUARY 2020

Give the gift of cash with Beem It

10 DECEMBER 2019

Donate to The Smith Family simply by giving a gift

2 DECEMBER 2019

Have you heard these IOU horror stories?

Download Beem It free today